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* Example payment is based on the listed product price assuming a 36-month loan term and a 9.99% APR. Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™️ loans are made by Comenity Capital Bank, a Bread Financial™️ company.